When Buying A Home 
Florida Sarasota

buyers guide to buying a florida home

Credit Report for buying a home or condo in FL Sarasota

  • Before buying a home in FL, don't assume your credit is spotless. Ask your lender to pull your credit report. It may contain errors or old unpaid debts you've forgotten. Get errors and omissions fixed now.

Mortgage in FL Sarasota Buyer Information

  • Be sure your lender is licensed to loan in Florida. Sarasota lenders know local appraisers, surveyors and that can make your purchase go faster. Shop for a lender before you shop for a home. The way to know how much home you can afford is to get pre-qualified (preferably pre-approved). Pre-approval is powerful leverage during price negotiation.

  • Between pre-qualification and closing, consult you lender before any major purchase. Credit purchases affect your qualification for a mortgage, even after you've been approved.

  • Ask us. We have closed over 60 sales in the last 14 months. We know what lenders do not have junk fees, always close on time and have special programs for specific needs.

Find the Area Where You Want to See Homes 

  • In selecting an area in which to live, take into consideration travel time to and from work. Do a test run during peak traffic hours to know how long the commute will be. Drive different areas at different times of day and night to determine if there is one in which you will be more comfortable living.

Home Inspection
  • When purchasing a resale home, always get a Home Inspection by a member of the American Society of Home Inspectors (ASHI) to uncover any faults in the home. In most cases, the Seller pays to correct any problems. Also pay for a pest inspection. These generally are less than $500 total, and can be as low as $350. It is worth it.

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    Properties For Sale

BROKER Nancy Werner, from Sarasota, REALTOR John Werner preview, show, list and sell real estate daily.

REALTOR John Werner Sarasota Real Estate Nancy Werner Broker Proessional Agents

John Werner, REALTOR, Sarasota Real Estate
BROKER Nancy Werner

We Preview, Show, List and Sell Real Estate Daily

Email:  Click HERE to Email Us 

Direct Phone: (941) 923-8222
Cell: (941) 587-3418
Please feel free to call after hours or on weekends

Integra Realty Group
Professionals You Can Trust

Sarasota, Venice, Lakewood Ranch and Manatee County

You've got a life. We help you make it a LIFESTYLE.

Being avid boaters and realtors, we know the waters, beaches and properties  very well. Use the realtors that know the properties, neighborhoods, schools, other realtors and lenders. Experience, best work and integrity are top reasons that we are successful realtors for our customers.

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All information is deemed to be correct, but is not guaranteed and is subject to change.