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Homeowner Credit Home
Bringing the Dream of Homeownership Within Reach
As part of its plan to stimulate the U.S. housing market
and address the economic challenges facing our nation, Congress has passed
new legislation that:
Here is more information about how the Extended Home Buyer Tax Credit can help
prospective home buyers become part of the American dream.
If you have specific questions or need additional
information, please contact a tax professional or the Internal Revenue Service
Economists' Podcast: Lawrence Yun Discusses Market Recovery, the Tax Credit, and
Employment (Jan. 12)
Economists' Commentary: Existing-Home Sales and the Tax Credit (Dec. 22)
Who Qualifies for the Extended Credit?
To qualify as a first-time home
buyer the purchaser or his/her spouse may not have owned a residence during the
three years prior to the purchase.
If you or your client purchased a home between January 1, 2009 and November 6,
2009, please see:
2009 First-Time Home Buyer Tax Credit.
Which Properties Are Eligible?
Extended Home Buyer Tax Credit may be applied to primary residences, including:
single-family homes, condos, townhomes, and co-ops.
How Much Is Available?
maximum allowable credit for first-time home buyers is $8,000.
The maximum allowable credit for current homeowners is $6,500.
How is a Buyer's Credit Amount Determined?
Each home buyers tax credit is determined by two additional
The price of the home.
The buyer's income.
Under the Extended Home Buyer Tax Credit,
credit may only be awarded on homes purchased for $800,000 or less.
Under the Extended Home Buyer Tax Credit, which
is effective on November 7, 2009, single buyers with incomes up to $125,000 and
married couples with incomes up to $225,000may receive the maximum tax credit.
These income limits have changed from the 2009 First-Time Home Buyer Tax Credit
limits. If you or your client purchased a home between January 1, 2009 and
November 6, 2009, please see 2009
First-Time Home Buyer Tax Credit.
If the Buyer(s) Income Exceeds These Limits, Can He/She
Still Get a Credit?
some buyers may still be eligible for the credit.
The credit decreases for buyers who earn between $125,000 and $145,000 for
single buyers and between $225,000 and $245,000 for home buyers filing jointly.
The amount of the tax credit decreases as his/her income approaches the maximum
limit. Home buyers earning more than the maximum qualifying incomeover $145,000
for singles and over $245,000 for couples are not eligible for the credit.
Can a Buyer Still Qualify If He/She Closes After April 30,
the Extended Home Buyer Tax Credit, as long as a written binding contract to
purchase is in effect on April 30, 2010, the purchaser will have until July 1,
2010 to close.
Will the Tax Credit Need to Be Repaid?
No. The buyer does not need to repay the tax credit, if
he/she occupies the home for three years or more. However, if the property is
sold during this three-year period, the full amount credit will be recouped on
John Werner REALTOR and Nancy Werner, Sarasota Real Estate BROKER, Preview, Show, List and Sell Real Estate Daily
Werner, REALTOR & Sarasota BROKER Nancy Werner
Click HERE to Email Us
Direct Phone: (941) 923-8222
Cell: (941) 587-3418
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Integra Realty Group
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Sarasota, Lakewood Ranch and Palm Beach County
Multiple Award Recipients
Qualification for the Platinum Club is based on sales production for the year. It is the highest such award in the network with each of those inducted producing annual sales volume in excess of $8 million in real estate value based on annual earnings. Less than three percent of the 48,000 Members in 24 countries and seven territories world-wide achieve this status.
Thank you to our clients for this award!
In Our Client's Words
We are working with properties every day: Beach and bay front homes, condos, golf course homes, maintenance-free homes, planned communities, homes with charm, family neighborhoods, the downtown art area, gated and golf communities and new homes.
What is an ABR or ABRM?
The Accredited Buyer Representative designation
(ABR) is the benchmark of excellence in buyer representation. This coveted
designation is awarded to real estate practitioners by the Real Estate BUYER'S
AGENT Council (REBAC) of the National Association of
REALTORS who meet the
specified educational and practical experience criteria.
The Accredited Buyer Representative Manager (ABRM) designation is the only Buyer
Representation Designation for Managers, Brokers and Owners affiliated with the
NATL ASSN OF REALTORS.
Our experience can make the deal happen: We know of properties that are not on the market yet, we know the differences in writing Manatee and Sarasota contracts to save you money and when negotiating a contract our experience can help you get the property that you want. Ethics counts when you want a level playing field and hard work is critical when you want the best.
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We search new real estate listings every day and send an e-mail to you with the real estate that you are looking for, daily or weekly.
Entire area real estate MLS with addresses, prices, and photos.
Being avid boaters and real
estate professionals, we know the waters, beaches and properties very
well. Use the realtors that know the properties, neighborhoods, schools, other
agents and lenders. Experience, best work and integrity are top reasons that we are successful realtors for our customers.
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rich and famous for many years.
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